Insurance Type

Insurance Type

In-Home Business Insurance

In-Home Business Insurance

In-home business insurance is designed for smal businesses which are operated out of a person’s home.  These entrepreneurs may find it difficult to obtain appropriate and affordable insurance through the conventional business insurance appraoch.  Yet the homeowner’s policy on the residence normally excludes any losses arising from “business pursuits.”

The types of enterprises specifically targeted are individuals engaged in retail distribution or products and/or services with operations based from their place of residence.

Crop Insurance

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AgriLogic Insurance Services serves farmers and insurance agents who administer crop insurance. We provide our clients with customized risk management solutions that allow our insured farmers access to enhanced government revenue protection programs that minimize their production risk. Reduced risk enables the farmer to better manage their operations. We are committed to building long term relationships with agricultural producers and crop insurance agents. We have placed a strong focus on customer care by establishing a Hawaii office.

Earthquake Coverage

Earthquake Coverage

Loss from earthquake is typically excluded (along with other earth movement) from most property insurance policies, except ensuing fire. In most cases, earthquake coverage must be purchased by an endorsement to a difference-in-conditions policy or to an all risks policy. Normally, the coverage provided is subject to a per-occurrence sub-limit, an annual aggregate limit, and a separate deductible.

Flood and Hurricane Coverages

Flood and Hurricane Coverages

We offer coverage for damage to property caused by flood and hurricane. Most property owners are not aware that their homeowners, dwelling fire and commercial property policies do not provide coverage for damage caused by flood or hurricane. Coverage may be available by endorsement to an all risks policy, a difference-in-conditions policy or through specialty carriers. Flood coverage is normally secured through the National Flood Insurance Program (NFIP).

Identity Theft Insurance

Identity Theft Insurance

Identity theft can take away your sense of security - we'll help you recover everything else.

Identity theft affects 1 in every 23 American consumers,* costing each victim an estimated 600 hours and thousands of dollars trying to recover. With identity theft insurance through Travelers, you'll be compensated for lost time and money caused by identity theft, including:

Earthquake Coverage

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Loss from earthquake is typically excluded (along with other earth movement) from most property insurance policies. In most cases, earthquake coverage must be purchased by endorsement to a difference-in-conditions policy or to an all-risks policy. Normally, the coverage provided is subject to a sublimit, an annual aggregate limit, and a separate deductible.

Specialty Coverages

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In addition to the more common lines of commercial insurance, we can also approach markets that provide coverage for the following specialty lines of insurance:

  • Directors and Officers Liability
  • Employment Practice Liability
  • Fiduciary Liability
  • Professional Liability
  • Malpractice Liability

Umbrella Liability Policy

Umbrella Liability Policy

The Commercial Umbrella Liability policy is designed to provide protection against catastrophic liability losses. It generally is written over various primary personal and commercial liability policies.

Bonds

There are many different types of bonds. Some include: Fiduciary, Notary, Public Official, License and Permit, etc. Two fairly common types of bonds are fidelity and surety bonds. Surety bonds are three-party contract in which one party, the surety, guarantees the performance or honesty of a second party, the principal (obligor), to the third party (obligee) to whom the performance or debt is owed.

Temporary Disability Insurance

Temporary Disability Insurance

Temporary Disability Insurance (TDI) is a State mandated coverage provided by employers that require the payment of benefits to temporarily injured, sick or disabled employees not otherwise covered by workers compensation laws. TDI provides coverage for non-work related injuries or sickness.

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