Financial Services

Long Term Care Insurance

Long Term Care Insurance Image

"Long-term care" (LTC) is a phrase which is used to describe a variety of services in the area of health, personal care and social needs of persons who are chronically ill or infirm. Recent studies based on nursing home admissions indicate that 40% of all persons age 65 and over may enter a nursing home at some period in their lives.

Annuities

Annuities Image

General Purposes of Tax Deferred Annuities

The term "annuity" derives from a Latin term meaning "annual", and generally refers to any circumstance where principal and interest are liquidated through a series of periodic payments made over time.

Disability Income Insurance

Disability Income

General Purposes of Disability Insurance

While many Americans insure their lives and material assets, like their homes, cars, ect., many overlook the need to protect the most valuable asset - the ability to earn an income.

Insurance claim studies indicate that the odds of becoming disabled for 90 days or longer are much greater than dying during one’s working years.

What To Look For In A Disability Insurance Policy

Life Insurance

Life Insurance Image

Stan A. Kinoshita & Associates, Inc. offers a variety of Life and Insurance plans. We currently offer Whole Life insurance, Term Life insurance, and Universal Life insurance.

Click on a link to the left, to learn more about life insurance products, get a description of how the different types of plans work, and see how they can benefit you and your family. Please contact us to answer any questions or for more information.

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